The bank's interim financial statements for the six months ending June 30, 2026, indicate that its total branch network in Nigeria increased to 472, up from 456 at the end of December 2025. Additionally, the number of cash centers rose to 87 from 84, further extending its physical service points.
The expansion of the POS network, which saw an increase of 81,279 terminals in six months, outpaced the growth in physical branches. This suggests a strategic focus on merchant payments and electronic transactions, reflecting the increasing reliance of businesses on digital payment channels.
During the same period, Zenith Bank also increased the number of cards issued to customers to 31.47 million, adding approximately 1.19 million cards. This combined growth in physical access points and electronic payment infrastructure signifies a broadening of the bank's reach.
In addition to its domestic expansion, Zenith Bank also advanced its African presence by establishing operations in Côte d'Ivoire and acquiring 100 percent of Paramount Bank Kenya Limited. These developments coincide with a period of mixed financial performance, with gross earnings declining but profit before tax showing a slight increase.